About Sabaat Ali & DecisionEaseHub

My Background & Expertise

How I Got Here

My journey into decision-making started during my time as a financial analyst, where I spent years watching people make choices about money, careers, and life with almost no structure. They'd ask a few friends, make a mental pros-and-cons list, and then hope for the best. Sometimes it worked out. Often it didn't. And the ones who regretted their decisions? They usually said the same thing: "I knew in my gut it wasn't right, but I couldn't explain why."

That stuck with me. I realized that most people approach big decisions the same way—they make pros and cons lists, ask a few friends for advice, and then go with their gut. While intuition has its place, important decisions deserve a more structured approach. Over the past 12 years, working in financial planning and later developing decision frameworks, I've seen firsthand how a systematic framework can transform confusion into clarity. The tools on this site are the result of that experience—practical, tested, and designed for real people facing real choices.

What Qualifies Me to Build These Tools

I studied Economics and Behavioral Psychology at the University of Wisconsin, where I became fascinated with how people actually make decisions versus how they think they make them. After graduation, I spent eight years as a financial planner, helping clients navigate career changes, retirement decisions, and major life transitions. That work taught me something no textbook could: the frameworks that work in theory often fail in practice. People need tools that are structured enough to capture what matters, simple enough to use in minutes, and flexible enough to adapt to their unique situation.

I don't claim to have all the answers. But I've spent over a decade refining approaches that actually help people think more clearly. Every calculator on this site has been tested with real users and refined based on their feedback. I believe expertise isn't about having all the answers—it's about providing reliable frameworks that help people find their own answers.

What Makes These Tools Different

Practical, Not Theoretical

I've used these frameworks myself and shared them with others long before ever building them into calculators. The Rent vs Buy Calculator came from helping a friend who was agonizing over whether to buy her first apartment. The Career Decision Calculator grew out of conversations with a dozen people in their thirties wondering if they'd chosen the wrong path. These aren't abstract theories—they're practical approaches that work for real people facing real decisions.

User-Centered Design

Every tool on this site starts with a simple question: "What would help someone think more clearly about this choice?" The answer drives everything—from which factors to include, to how results are displayed, to the guides that accompany each calculator. I've lost count of how many times I've redesigned something because a user said, "This is helpful, but it would be even better if..."

Continuous Improvement

I regularly update these tools based on user feedback. If something isn't working, I fix it. If there's a feature that would help, I add it. This site evolves alongside the people who use it.

Trust & Transparency

All calculations happen in your browser. No data is collected, stored, or sold. Your financial information, career considerations, and personal choices remain completely private. I built this site to help, not to harvest data.

A Personal Note